Direct Loans Length of Programs/Progression for Degree Completion

The length of time to complete undergraduate programs based on attending full-time and taking 16 credits per semester (Fall/Spring) is as follows:

Associate in Arts 2 years
Associate in Applied Science 2.5 years
Bachelor of Arts 4 years
Bachelor of Fine Arts 4 years
Bachelor of Science 4 years
Bachelor of Social Work 4 years
5 Year Combined Degree BA/MS 5 years
5 Year Combined Degree BS/MS 5 years

NOTE: Effective July 1, 2013, first-time* Direct Loan borrowers are limited in the amount of time they can receive Direct Subsidized Loans. Borrowers may receive Direct Subsidized Loans for no more than 150% of the length of the student’s current academic program (ex. 6 years for a 4-year program). Once a student has reached 150% time limit, they will not be eligible for any further subsidized loans. If they continue to enroll, they will lose the interest subsidy on the subsidized loans they borrowed in the past. Students who have reached the 150% limit will remain eligible for Direct Unsubsidized Loans. Contact the Office of Financial Aid for further information.